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Bihar Rajya Fasal Sahayata Yojana


The Bihar government has introduced the Bihar Rajya Fasal Sahayata Yojana with the objective of encouraging farmers in the event of their crops being damaged. This is the first time that a state government has implemented such a scheme. The program has replaced the Pradhan Mantri Fasal Bima Yojana (PMFBY) introduced by the Central government. Here, we examine the Bihar Rajya Fasal Sahayata Yojana comprehensively.

Objectives of the Scheme

crop failure caused by natural calamities such as flood, drought, hailstorm, or any other such disasters. Its primary goal is to provide a safety net for farmers and encourage them to invest in their crops without the fear of losing everything in case of unexpected natural disasters.

The plan aims to support farmers financially if they experience crop damage due to natural disasters such as floods, droughts, or hailstorms. Its main objective is to offer a cushion for farmers and inspire them to invest in their crops without worrying about losing everything due to unforeseen calamities. crop The losses caused by natural disasters can be reduced with this action, which may bring some relief to farmers who are struggling and experiencing a high rate of dissatisfaction and suicide.

Features of the Initiative

Below are a few characteristics of the plan:

  • The program is designed exclusively to provide advantages to the agricultural sector in Bihar state.
  • Farmers Individuals are spared from paying any premium because the scheme is designed to provide aid rather than insurance.
  • If the amount of crops produced by the farmers is below 20% of the limit set, they will be given an amount of Rs 7,500 for every hectare, up to a maximum of two hectares.
  • If a farmer experiences a production decrease of more than 20%, they will receive a reward of Rs. 10,000 per hectare for up to two hectares.
  • included under the plan. Farmers who have taken out loans from sources such as nationalized banks, cooperative banks, and other institutions are not limited by the program, since the plan also encompasses borrowers from other agencies.
  • The plan will be put into effect during the Kharif season of 2018, which occurs from July to October.

Application Procedure

The exact procedure for application is yet to be revealed as the scheme will be implemented in due course of time. However, the Government provides a mandate that the scheme will extend to the eligible farmers only on prior registration. The registration should be completed for the farmers, as well as the crops for which the benefits may be claimed. 

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